What Our Kids Can Teach us About Saving Money Would you guess that Millennials are effectively saving for retirement? Well, they are. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. U.S. Personal Savings Rate What can be learned from the savings rate? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.